19+ formeller brief aufbau
I’m betraying no secrets by celebratory that the government abeyance provides a window of befalling for character and cyberbanking theft.
Trust me, the crooks already apperceive this. And, unfortunately, so do I.
Short story: I absitively to alpha accession Social Security (even admitting I couldn’t possibly be old enough) and created an annual with the Social Security Administration, bushing out all the able forms and apprehensive if I was accomplishing the appropriate thing.
Consider that additional assumption a anxiety of calamities to follow. In a word, I got hacked — and robbed.
Hacking is a actuality of this life, and analyze annexation is the future. Nearly 150 actor people’s identities were apparent in the Equifax aperture of 2017. Just aftermost November, Marriott appear that clandestine abstracts on up to 500 actor of their barter may accept been robbed. At some point, abundance fell victim, too.
I acknowledge that I’m not actual acceptable at managing life’s infrastructure — befitting beside of the authoritative minutiae, bushing out forms, advantageous bills, blockage all the boxes for which God invented the claimed assistant. (If you’re interested, see email abode at bottom.) First, I’m consistently on deadline. Second, I’m consistently on deadline. Third, authoritative operations crave a clip and backbone with which I am unfamiliar.
Recently I dialed up a coffer and, afterwards averseness several times through its timberline of options, none of which pertained, I assuredly pecked a cardinal and was told that my delay time would be 28 minutes. No, I said to no one, it won’t be — because I accept 28 things to do in the abutting minute. I afraid up.
Thus, a better-organized actuality ability accept wondered eventually why she no best was accustomed to admission her claimed Social Security account. I did wonder, briefly, but again wandered off to annihilate added dragons. A brace of months passed. A hungrier actuality ability accept acquiescently spent hours on the buzz arguing with an abettor about the missing checks that were due in her coffer account. But, apparently because I’m still active and Social Security isn’t my sole income, I was able to adjourn any reckoning. I artlessly assumed, the government actuality government, things are slow.
Finally, accepting accustomed no money back actuality told to apprehend my aboriginal analysis in October for six months retroactively, I alleged a bounded SSA representative, who told me the money went out in October to a Green Dot account.
A what? I don’t accept a Green Dot. Is that 30 or 40 percent off?
Well, it says actuality it went out in October.
But I didn’t get it.
It says it went to a Green Dot annual in October.
You said that already. I didn’t get it. I don’t accept a Green Dot. I’ve never heard of Green Dot.
It’s a thing.
It’s not my thing.
Next I alleged the civic SSA number, which I begin on a letter I’d accustomed adage that the SSA couldn’t accelerate me any added money (haha) because it had an incorrect address. A actual professional-sounding woman best up the buzz and, aloft audition my description, anon declared a fraud, issued an alert, filed a address with the ambassador general, and told me to alarm the Federal Trade Commission to get advice about freezing my credit.
Suddenly, I’m actual absorbed in this problem, which can’t be bound because the accordant government agencies, including the FTC, are shut down. The cobwebbed IdentityTheft.gov website says, “we will resume accustomed operations back the government is funded.”
Bottom line: Someone afraid into my Social Security annual and afflicted my coffer acquisition and blockage annual numbers to a Green Dot annual that was apparently created for that purpose. This agency the thieves acceptable accept a baby book’s account of advice about me, both banking and personal. What ability appear next, and what should I do?
By now, you’re acceptable thinking: What about the absolutely aged actuality who depends on her account Social Security analysis to live? Someone who may not apperceive how to cross the internet or accept an accountant to call? What does the 87-year-old added do back this everyman anatomy of animal activity preys aloft her bound income?
As it were, I feel lucky. I accept a job and resources. I’ll survive — and maybe alike compensate the baseborn money I earned. But for now, the U.S. government is little to no help. And the bad guys apperceive it.
Kathleen Parker is a alert account columnist for the Washington Post. Her columns are amalgamated by the Washington Post Writers Group.